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Himachal implements Senior Citizen Health Insurance Scheme, will provide Rs. 30,000 additional cover

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Senior Citizen health insurance scheme himachal pradesh

If there are two senior citizens in a family, then a cover of Rs.60, 000 would be available on a floater basis to both the senior citizens.

Shimla: The Himachal Pradesh Government has implemented the Senior Citizen Health Insurance Scheme (SCHIS) in the state with an aim to provide access to curative geriatric health care services by way of additional insurance cover.

The scheme will provide top-up coverage of Rs. 30,000 per senior citizen to all existing Rashtriya Swasthya Bima Yojna smart card holders in addition to basic coverage of Rs.30, 000 in Trust/Society mode, informed a government spokesperson.

Any beneficiary who is 60-years-old or above and is currently enrolled in RSBY or will be enrolled in RSBY is eligible for these additional benefits.

If in any RSBY rolled family, there is more than one senior citizen, then the additional cover will be multiples of Rs.30, 000 per senior citizen that will be provided on a floater basis among the senior citizens of the RSBY enrolled family.

Therefore, if there are two senior citizens in a family, then a cover of Rs.60, 000 would be available on a floater basis to both the senior citizens.

Exclusively senior citizen of the family enrolled in RSBY will be able to take additional benefit.

The coverage will be provided through State Nodal Agency HP Swasthya Bima Yojna Society till the start of National Health Protection Scheme and through Insurance Company after starting of National Health Protection Scheme.

The senior citizens of the families that are eligible for RSBY but not rolled in this scheme will not receive the benefit of SCHIS.

This package will be over and above the annual package of Rs.30, 000 per family provided under RSBY.

The spokesperson said various packages have been offered under SCHIS. Ministry of Health & Family Welfare has prepared a separate list of surgical packages that cost more than Rs.30, 000.

It was done through a technical committee that included representatives from the Ministry, State governments, and technical experts by covering cardiology, cardiothoracic surgery, cardiovascular surgery, neurosurgery, poly-trauma and repair, burns, surgical oncology and medical oncology.

These two additional covers will be compensated from existing top-up of RSBY critical care up to Rs.1.75 lakh (for cancer it is up to Rs. 2.25 lakh).

These two additional covers will be compensated from existing top-up of RSBY critical care up to Rs.1.75 lakh (for cancer it is up to Rs. 2.25 lakh).

Financing of the scheme will be done through insurance and trust models under Insurance Model. The estimated annual add-on premium for the implementation of SCHIS is up to Rs.500 per family. Under the Trust Model, Central and State government will share the insurance premium in the ratio of 90:10.

All such funds will be routed through a corpus-pooled bank account.

The unspent amounts will be refunded at the closing of the financial year.

There will be no separate enrolment process to provide benefits under SCHIS. The same smart card issued for RSBY will also be used for identification and verification to get benefit under SCHIS, said the spokesperson.

All the providers already empanelled under RSBY will be automatically empanelled for providing benefits under the SCHIS. The hospital will need to install necessary hardware and software conforming to the guidelines issued by the Central government for providing benefits under this scheme.

The trust/society will receive claims directly from the hospitals and will settle them based on the defined package rates. The central share would be paid in the same ratio as mentioned above with respect to total actual expenditure for claims payments. Expenses for IEC and other administrative expenses will be borne by the state government out of the RSBY administrative funds.

Expenses for IEC and other administrative expenses will be borne by the state government out of the RSBY administrative funds.

The state government will bear the expenses for IEC and other administrative works will be borne by the state government out of the RSBY administrative funds.

He said a beneficiary under SCHIS would be able to get cashless treatment in any of the RSBY empanelled hospitals as per the fixed norms and guidelines.

Photo: Iran-Daily

Campus Watch

HPBOSE +2 Exam Results Declared, Private Schools Grab Top Positions in All Streams

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HPBose results 2019

Shimla-Himachal Pradesh School Education Board, Dharamshala, on April 22, 2019, has declared the class 12th result, examination for which was held between 6 to March 29, 2019.

As per the Board, out of total 95,492 students appeared in +2 for science, commerce and arts streams, 58949 students passed the exam and 16102 were placed under compartment. The overall result dropped to 62.1 % from 70.18% in 2018 and 72.89% in 2017. Total 49, 136 male students appeared in the exam and 28,375 passed it.  Among total 45,784 female candidates, 30, 574 cleared the exam.

Students of private schools have grabbed the top positions in all the streams. However, the number of students of government schools is reported to be higher than private schools in the merit list.

In Arts, Ashmita Sharma (DAV School Una) became the topper by obtaining 482/500 (96.4%) marks.  In Science, Anil Kumar (Sai Star School Dhalpur, Kullu) secured the first position by obtaining 493/500 (98.6%) marks. In Commerce, Preeti Birsanta (Career Academy School, Nahan) topped with 494/500 (98.8%) marks.

Candidates can visit the HPBOSE official website to check their results. However,  with the declaration of the results, the official website of the HPBOSE has become non-responsive due to high traffic.

Students can also check the result via SMS. One can send a message to 56263 — HP12 <space> roll number to access the result via text message. In addition, the results are also available HPBOSE’s partner websites like examresults.net and indiaresults.com

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Kotkhai Custodial Death: After Zaidi, Ex-SP Shimla DW Negi Gets Bail Too

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dw-negi-granted bail in custodial death

Shimla-Ex-Superintendent of Police, Shimla, DW Negi, who is an accused in the custodial death in Kotkhai’s Gudiya case, is also out on bail after Ex IG Zahur H Zaidi. Zaidi was granted bail by the Supreme Court of India on April 5, 2019. He had pleaded to the court that over 19 months have passed since the filling of charge-sheet but nothing was proved in the trial so far.

On April 18, Justice Sureshwar Thakur of Himachal Pradesh High Court, granted bail to DW Negi on the same pretext. He appealed to the court that CBI has recovered nothing from him in relation to the case. Now, the chances are high that remaining seven accused police officials would also get bail using the same argument.

The conditions of his bail included furnishing personal bond in the sum of Rs 3 lakhs and two local sureties. He would have to deposit his passport with the CBI. He will have to co-operate in investigation whenever the agency requires him.

A three-member team of CBI had arrested Negi on November 16, 2016, and was in jail since then. Before Negi, CBI had arrested ex-IG Zaidi and seven others on August 29, 2016.  All seven accused police officials were booked in relation to alleged conspiracy and custodial death of a Nepalese labourer Suraj.

Suraj was among the six initial accused arrested by Zaidi-led Special Investigation Team that was formed to probe alleged gang-rape and gruesome murder of a 16-year-old school going girl in July 2016. Later, when the case was transferred to CBI, the agency found that these six accused were innocent and were framed under a police conspiracy.


CBI had filed a chargesheet against the SIT members, I.G. Zahur H. Zaidi, D.S.P Theog Manoj Joshi, the then SHO Kotkhai Rajender Singh, ASI Deep Chand Sharma, Head Constables Surat Singh, Mohan Lal and Rafiq Ali and constable Ranjit Singh was filed in the special CBI court in November 2017.

The accused were charged under Section 302, 330, 331, 348, 323, 326, 218, 195, 196, 201 and 120 B. The chargsheet contains 600 pages including annexes and statements of about 50 eyewitnesses.

While granting Zaidi a bail, the Apex Court had stated in its order that;

  …Our attention has been drawn to the allegations against the accused-appellant and that he is in custody for the last 19 months. Though the accused-appellant is facing charge under Section 302, we are told that the trial has not made substantial progress beyond the framing of the charge. Completion of trial will take some time…

…the period of custody suffered and likely time that may be taken for completion of trial, we are of the view that the accused appellant should be released on bail in connection with FIR No.RC SI 2017 S0009 CBI/SC-I/New Delhi, on satisfaction of the appropriate condition(s) as may be imposed by the learned trial court…

The CBI had also pleaded in the court to shift the hearing of the case from H.P High Court to Delhi High Court for expeditious disposal. The Court did not adhere to this request and observed that the same would be considered after hearing all the accused.

Further CBI had also raised doubts that if the police officer was granted bail, he could influence and intimidate witnesses in the case as he was a high-rank police official. To this, the court observed that this cannot be a reason to deny bail at this juncture, and if such incidence comes to light then it is always open for CBI to apply for cancellation of Bail in the competent court.

The reason of delay in trial with a remark that nothing substantial had been done in the case after framing of charge had come to a major blow to the CBI.

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India’s Rank in World Press Freedom Index Drops to 140 in 2019, Report Points Out Hindutva and Nationalism Agendas

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India in world press freedom index 2019 report 2

The 2019 World Press Freedom Index compiled by Reporters Without Borders (RSF) has been released today. As a matter of huge concern in the list of 180 countries surveyed, India has dropped down to 140th position from last year’s 138.  Norway was ranked at number one.

India has been placed close to Pakistan at 142, and Bangladesh at 150.

The overall findings showed hatred of journalists has degenerated into violence, contributing to an increase in fear. The number of countries regarded as safe, where journalists can work in complete security, continues to decline, while authoritarian regimes continue to tighten their grip on the media

As per the Index, threats, insults and attacks are now part of the “occupational hazards” for journalists in many countries.

“In India, where critics of Hindu nationalism are branded as “anti-Indian” in online harassment campaigns, six journalists were murdered in 2018,”

the RSF said in its Index.

Violence against journalists – including police violence, attacks by Maoist fighters, and reprisals by criminal groups or corrupt politicians – is one of the most striking characteristics of the current state of press freedom in India, the report said.

As per the RSF report, at least six Indian journalists were killed in connection with their work in 2018. A number of doubts surround a seventh case. These murders highlighted the many dangers Indian journalists face, especially those working for non-English-language media outlets in rural areas.

“Attacks against journalists by supporters of Prime Minister Narendra Modi increased in the run-up to general elections in the spring of 2019. Those who espouse Hindutva, the ideology that gave rise to Hindu nationalism, are trying to purge all manifestations of “anti-national” thought from the national debate,”

the report said.

“The coordinated hate campaigns waged on social networks against journalists who dare to speak or write about subjects that aggravate Hindutva followers are alarming and include calls for the journalists concerned to be murdered. The campaigns are particularly virulent when the targets are women,”

the report noted.

Further, the RSF report said that the emergence of a #MeToo movement in the media in 2018 has lifted the veil on many cases of harassment and sexual assault to which women reporters have been subjected. It also said that criminal prosecutions are meanwhile often used to gag journalists critical of the authorities, with some prosecutors invoking Section 124a of the penal code, under which “sedition” is punishable by life imprisonment.

 The mere threat of such a prosecution encourages self-censorship.

Coverage of regions that the authorities regard as sensitive, such as Kashmir, continues to be very difficult. Foreign reporters are barred from Kashmir and the Internet is often disconnected there,

RSF report said.

It also suggested that when not detained, Kashmiri journalists working for local media outlets are often the targets of violence.

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