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Himachal implements Senior Citizen Health Insurance Scheme, will provide Rs. 30,000 additional cover

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Senior Citizen health insurance scheme himachal pradesh

If there are two senior citizens in a family, then a cover of Rs.60, 000 would be available on a floater basis to both the senior citizens.

Shimla: The Himachal Pradesh Government has implemented the Senior Citizen Health Insurance Scheme (SCHIS) in the state with an aim to provide access to curative geriatric health care services by way of additional insurance cover.

The scheme will provide top-up coverage of Rs. 30,000 per senior citizen to all existing Rashtriya Swasthya Bima Yojna smart card holders in addition to basic coverage of Rs.30, 000 in Trust/Society mode, informed a government spokesperson.

Any beneficiary who is 60-years-old or above and is currently enrolled in RSBY or will be enrolled in RSBY is eligible for these additional benefits.

If in any RSBY rolled family, there is more than one senior citizen, then the additional cover will be multiples of Rs.30, 000 per senior citizen that will be provided on a floater basis among the senior citizens of the RSBY enrolled family.

Therefore, if there are two senior citizens in a family, then a cover of Rs.60, 000 would be available on a floater basis to both the senior citizens.

Exclusively senior citizen of the family enrolled in RSBY will be able to take additional benefit.

The coverage will be provided through State Nodal Agency HP Swasthya Bima Yojna Society till the start of National Health Protection Scheme and through Insurance Company after starting of National Health Protection Scheme.

The senior citizens of the families that are eligible for RSBY but not rolled in this scheme will not receive the benefit of SCHIS.

This package will be over and above the annual package of Rs.30, 000 per family provided under RSBY.

The spokesperson said various packages have been offered under SCHIS. Ministry of Health & Family Welfare has prepared a separate list of surgical packages that cost more than Rs.30, 000.

It was done through a technical committee that included representatives from the Ministry, State governments, and technical experts by covering cardiology, cardiothoracic surgery, cardiovascular surgery, neurosurgery, poly-trauma and repair, burns, surgical oncology and medical oncology.

These two additional covers will be compensated from existing top-up of RSBY critical care up to Rs.1.75 lakh (for cancer it is up to Rs. 2.25 lakh).

These two additional covers will be compensated from existing top-up of RSBY critical care up to Rs.1.75 lakh (for cancer it is up to Rs. 2.25 lakh).

Financing of the scheme will be done through insurance and trust models under Insurance Model. The estimated annual add-on premium for the implementation of SCHIS is up to Rs.500 per family. Under the Trust Model, Central and State government will share the insurance premium in the ratio of 90:10.

All such funds will be routed through a corpus-pooled bank account.

The unspent amounts will be refunded at the closing of the financial year.

There will be no separate enrolment process to provide benefits under SCHIS. The same smart card issued for RSBY will also be used for identification and verification to get benefit under SCHIS, said the spokesperson.

All the providers already empanelled under RSBY will be automatically empanelled for providing benefits under the SCHIS. The hospital will need to install necessary hardware and software conforming to the guidelines issued by the Central government for providing benefits under this scheme.

The trust/society will receive claims directly from the hospitals and will settle them based on the defined package rates. The central share would be paid in the same ratio as mentioned above with respect to total actual expenditure for claims payments. Expenses for IEC and other administrative expenses will be borne by the state government out of the RSBY administrative funds.

Expenses for IEC and other administrative expenses will be borne by the state government out of the RSBY administrative funds.

The state government will bear the expenses for IEC and other administrative works will be borne by the state government out of the RSBY administrative funds.

He said a beneficiary under SCHIS would be able to get cashless treatment in any of the RSBY empanelled hospitals as per the fixed norms and guidelines.

Photo: Iran-Daily

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With 78 Deaths Himachal Reports Highest Covid Fatalities in a Day Till Date

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Shimla-Himachal reported the highest deaths due to coronavirus in the last 24 hours on Tuesday as 78 patients succumbed to severe symptoms of the infection. As of now, the official death toll stands at 2,447. The number of active Covid cases in the state reached 34,888 as 2,892 new cases of infection reported in the last 24 hours.

 With 23 deaths, the Hamirpur district reported the highest number of fatalities on Tuesday. In the Kangra district, 14 patients lost their lives, while ten patients were reported dead in Solan district. Out of 78 patients who succumbed to coronavirus on Tuesday, 55 had no comorbidities. Out of 15,700 Covid tests conducted across the state on Tuesday, results of 3,539 remain awaited.

View the District-wise Details of all COVID-19 Deaths for May 17, 2021 (Till 7 pm) Below:

Amid the high fatality, the state government asked district administrations to explore all available means of transportation on Tuesday.  Besides ambulances, the state government has asked local administrations to sought vehicles available with Army, Paramilitary, ESI, Hydroelectric projects, and more to facilitate the movement of Covid-19 confirmed or suspected patients to hospitals.

All the ambulances in the twelve districts of the state are being mapped onto emergency number 108 for ease of transport services, the government said. Those patients who are currently at home may dial 108 for mobilization of the ambulance.

Many children have lost their parents amidst the deadly second wave of coronavirus. According to official data, seven children in Himachal have lost their parents due to Covid-19. Addressing this issue on Tuesday, the state government announced that it would ensure care and protection of orphan children. Chief Minister Jai Ram Thakur said that the state government would provide financial aid, of Rs 2500 to each child every month. The state government has also issued directions to field officers to initiate immediate action for placing the children under foster care. 

View the District-wise Details of all COVID-19 Cases for May 18 2021 (Till 7 pm) Below:

COVID CASES IN HIMACHAL ON MAY 18

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Covid Orphans Seven Children in Himachal So Far, To be Placed Under Foster Care

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orphaned children in himachal pradesh

Shimla-The Corona pandemic has not only adversely affected the economy but has also devastated families. The deadly second wave has orphaned several children in Himachal Pradesh. There are instances where the children lost both their parents and left in the lurch. In other cases, life has become hard for children with a single parent, especially those coming from economically weaker backgrounds. Such children are forced to confront not only hardships, but they are also traumatized.

According to the official data, as of now seven children in the State have been orphaned due to Covid-19 and all these children were living with their kith and kin.

The Government said it had approached their guardians but they have refused to send the children to the Child Care Institutions. Therefore, the directions have been issued to the field officers to initiate action for placing them under foster care and provide Rs. 2500 per child per month up to the age of 18 years to the foster parents/children.

The state government also said that those children who are enrolled in Child Care Institutions and are temporarily restored to their families due to closure of schools amid the Covid pandemic would be provided Rs. 2000 per month to enable them to continue their online education. Presently 598 children were being benefitted under this Scheme, the state government claimed.

Further, the children up to the age of 18 years who either have lost their parents or are suffering from Covid would be provided shelter and care in Child Care Institutions.

The employees working in these institutions have been declared as frontline workers for purpose of vaccination.

Under the Mother Teresa Asahay Matri Sambal Yojna, financial assistance of Rs. 6000 per child per annum was being provided to widows for maintenance of two children up to the age of 18 years. Families whose annual income does not exceed Rs. 35000 were being covered under this Scheme, the government informed.

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Weather Alert in Himachal, Heavy Rainfall and Hailstorm Predicted for Two Days

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Shimla-With the onset of Western Disturbances in northern India, the Himachal Pradesh Meteorological Department, Shimla, has issued a yellow alert for May 18th, 19th and 20th in the plain/low hills and middle hills. For higher hills, a yellow alert has been issued for May 19th and 20th with predictions of heavy rain in most areas and chances of snow in some parts.

The meteorological department has issued a yellow alert for Una, Bilaspur, Kangra, Hamirpur, Kullu, Mandi, Shimla, Solan, Sirmaur, and Kinnaur. In some areas of Lahaul-Spiti and Kinnaur, the higher hill areas can receive snowfall.

The minimum temperature recorded in Shimla on Tuesday was 16.3 degree Celsius, 15.3 in Sunder Nagar, 12.1 in Bhuntar, 7.1 in Kalpa, 16.0 in Dharamshala, 20.8 in Una, 19.5 in Nahan, 3.0 in Kelang, 18.0 in Palampur, 16.0 in Solan, 10.0 in Manali, 19.0 in Kangra, 15.0 in Mandi, 16.8 in Bilaspur, 17.2 in Hamirpur, 14.0 in Chamba, 17.0 in Dalhousie and 14.4 degree Celsius in Kufri.

The maximum temperature recorded on Monday in Una was 40.4 degree Celsius. The maximum temperature in Bilaspur was 39.5, 38.8 in Hamirpur, 35.4 in Kangra, 35.0 in Nahan, 34.4 in Sunder Nagar, 34.3 in Chamba, 33.1 in Bhuntar, 31.6 in Solan, 27.4 in Dharamshala, 26.6 in Shimla, 22.0 in Kalpa, 21.3 in Dalhousie and 17.2 degree Celsius in Kelang.

As defined by the Met department, low hills/plains cover Una, Bilaspur, Hamirpur, Parts of District of Kangra (Nurpur, Jwala and Dehra), Solan (Nalagarh, Baddi, Arki and Kunihar), and Sirmaur (Nahan and Ponta Sahib.

Middle hills cover Shimla, mandi, Kullu, some parts of Chamba (Sihunta, Chowari and Chamba), and most parts of Solan and Sirmaur district.

Lahaul-Spiti, Kinnaur, Chamba, Upper parts of Kullu and Mandi falls in the higher hills.

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