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Himachal implements Senior Citizen Health Insurance Scheme, will provide Rs. 30,000 additional cover

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Senior Citizen health insurance scheme himachal pradesh

If there are two senior citizens in a family, then a cover of Rs.60, 000 would be available on a floater basis to both the senior citizens.

Shimla: The Himachal Pradesh Government has implemented the Senior Citizen Health Insurance Scheme (SCHIS) in the state with an aim to provide access to curative geriatric health care services by way of additional insurance cover.

The scheme will provide top-up coverage of Rs. 30,000 per senior citizen to all existing Rashtriya Swasthya Bima Yojna smart card holders in addition to basic coverage of Rs.30, 000 in Trust/Society mode, informed a government spokesperson.

Any beneficiary who is 60-years-old or above and is currently enrolled in RSBY or will be enrolled in RSBY is eligible for these additional benefits.

If in any RSBY rolled family, there is more than one senior citizen, then the additional cover will be multiples of Rs.30, 000 per senior citizen that will be provided on a floater basis among the senior citizens of the RSBY enrolled family.

Therefore, if there are two senior citizens in a family, then a cover of Rs.60, 000 would be available on a floater basis to both the senior citizens.

Exclusively senior citizen of the family enrolled in RSBY will be able to take additional benefit.

The coverage will be provided through State Nodal Agency HP Swasthya Bima Yojna Society till the start of National Health Protection Scheme and through Insurance Company after starting of National Health Protection Scheme.

The senior citizens of the families that are eligible for RSBY but not rolled in this scheme will not receive the benefit of SCHIS.

This package will be over and above the annual package of Rs.30, 000 per family provided under RSBY.

The spokesperson said various packages have been offered under SCHIS. Ministry of Health & Family Welfare has prepared a separate list of surgical packages that cost more than Rs.30, 000.

It was done through a technical committee that included representatives from the Ministry, State governments, and technical experts by covering cardiology, cardiothoracic surgery, cardiovascular surgery, neurosurgery, poly-trauma and repair, burns, surgical oncology and medical oncology.

These two additional covers will be compensated from existing top-up of RSBY critical care up to Rs.1.75 lakh (for cancer it is up to Rs. 2.25 lakh).

These two additional covers will be compensated from existing top-up of RSBY critical care up to Rs.1.75 lakh (for cancer it is up to Rs. 2.25 lakh).

Financing of the scheme will be done through insurance and trust models under Insurance Model. The estimated annual add-on premium for the implementation of SCHIS is up to Rs.500 per family. Under the Trust Model, Central and State government will share the insurance premium in the ratio of 90:10.

All such funds will be routed through a corpus-pooled bank account.

The unspent amounts will be refunded at the closing of the financial year.

There will be no separate enrolment process to provide benefits under SCHIS. The same smart card issued for RSBY will also be used for identification and verification to get benefit under SCHIS, said the spokesperson.

All the providers already empanelled under RSBY will be automatically empanelled for providing benefits under the SCHIS. The hospital will need to install necessary hardware and software conforming to the guidelines issued by the Central government for providing benefits under this scheme.

The trust/society will receive claims directly from the hospitals and will settle them based on the defined package rates. The central share would be paid in the same ratio as mentioned above with respect to total actual expenditure for claims payments. Expenses for IEC and other administrative expenses will be borne by the state government out of the RSBY administrative funds.

Expenses for IEC and other administrative expenses will be borne by the state government out of the RSBY administrative funds.

The state government will bear the expenses for IEC and other administrative works will be borne by the state government out of the RSBY administrative funds.

He said a beneficiary under SCHIS would be able to get cashless treatment in any of the RSBY empanelled hospitals as per the fixed norms and guidelines.

Photo: Iran-Daily

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Bad Weather Warning for Himachal, Tourists and Locals Advised Not to Venture into Higher Hills

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weather alert in himachal pradesh

Shimla– The Himachal Pradesh Meteorological Department, Shimla, has predicted heavy to very heavy rains for middle and lower hills on October 17th and 18th. The Met has also issued orange and yellow alerts for various districts.

Meanwhile, heavy snowfall has been predicted in higher hills and advisory has been issued for both locals and tourists to avoid travelling to higher hills.

While a yellow alert with a prediction of thunderstorms and lightning at isolated places has been issued for Una and Hamirpur district on October 17, an orange alert with a prediction of heavy rainfall, thunderstorm, lightning and hailstorm at isolated places has been issued for Bilaspur, Chamba, Kangra, Kullu, Mandi, Shimla, Solan, Sirmaur, and Kinnaur.

For October 18, a yellow alert has been issued for Una, Bilaspur, Hamirpur, Chamba, and Kullu districts and an orange alert for the remaining districts.

The Deputy Commissioner, Lahaul-Spiti, warned that in view of the Met Department’s forecast for the next two days, locals and tourists should avoid Manali-Leh National Highway (NH-03) and refrain from venturing into higher hills.

In case, travel is unavoidable due to some compelling circumstances, such candidates have been asked to confirm weather and road conditions on given telephone numbers, which are 9459661355, 01900-202509, 510, 517 and 1077.

The DC also informed that in case of any emergency, people should contact the District Disaster Management Cell, Lahaul-Spiti, on 01900 202509, 510, 517, and Tall Free -1077.

The weather is predicted to be dry on October 19 and 20. 

Feature Photo: Photo by Rodrigo Souza from Pexels

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Haryana Tourists Fire Bullets in Air at Hatu Mata Temple, Brandish Rifle, Manhandle Priest

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Hatu temple gun fire by tourists

Shimla-Following regular instances of hooliganism and assaults with weapons by tourists from neighbouring states, especially Punjab and Haryana, the Himachal Pradesh Police had announced regular checking of tourist vehicles on borders to prevent them from carrying weapons into the state. However, the tourists continue to bring weapons, including firearms, into the state.   

In a fresh incident, some tourists from Haryana on October 13, 2021, reportedly fired bullets in the air near the Hatu Mata Temple, Narkanda.  On hearing the sound of gunshots, the priest of the temple, Lalit Sharma, approached these tourists and objected to it. The tourists allegedly grabbed him by the neck and gave him life threats.

The priest freed himself somehow and immediately informed the temple committee about the incident. A member of the temple committee also informed the local police.

The priest said that a special pooja (worship) was organized at the temple on the occasion of Durga Ashtami and a large number of people was present inside the premises to participate in the pooja. This incident created panic among these devotees.

A taxi driver, Shravan Kumar, told police that two cars – HR 16X-3753 MG Hector & PB 26G-5555 Fortuner- were parked in the middle of the Hatu Mata link road, blocking the traffic. The tourists in these vehicles were brandishing guns and creating a nuisance. A short video clip showing one of these men brandishing a gun from their vehicle has also appeared. It was speculated that these men were intoxicated. 

Later, the local police arrived at the scene and apprehended about eight tourists for questioning. The police recovered a pistol, a rifle, and a dozen of bullets from the men. Cases were filed against two of them. When inquired in front of the temple committee, the two tourists told the police their names and addresses. They were identified as Kuldeep, 37, of Tehsil Lauharu, District Bhiwani, Haryana,  and Abhishek Kumar, 27, of district Bhawani, Harayana.

A case was filed at the Police Station, Kumarsain under Section 336, 34 of IPC and 25-54/59 of the Arms Act. The Deputy Superintendent of Police, Rampur, Chandrashekhar confirmed the report.

The temple committee has expressed concern over the incident and asked the police and the district administration to take stringent action against these men for hooliganism and creating a nuisance. The committee also urged that steps should be taken to prevent such incidents in the future.

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New Chief Justice of HP High Court Justice Mohammad Rafiq Takes Oath

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New Chief Justice of Himachal PRadesh High Court justice mohammad rafiq

Shimla-The new Chief Justice of Himachal Pradesh High Court, Justice Mohammad Rafiq, was today administered the oath of office by Governor Rajendra Vishwanath Arlekar in a ceremony held at Raj Bhawan.

Justice Mohammad Rafiq was born on 25th May 1960 at Sujangarh in the Churu district of Rajasthan. He completed B.Com in 1980, LL.B in 1984 and M.Com in 1986 from the University of Rajasthan.

He, later on, joined the Bar and practised as an Advocate after enrolment with the Bar Council of Rajasthan on 8th July 1984. He practised exclusively in Rajasthan High Court at Jaipur in almost all branches of law and specially conducted constitutional matters, service matters, land acquisition cases, land revenue cases, preventive detention cases, customs & excise matters, railway claims cases, tax matters, company matters and criminal matters before the High Court.

He worked as Assistant Government Advocate for the State of Rajasthan from 15th July 1986 to 21st December 1987 and Deputy Government Advocate from 22nd December 1987 to 29th June 1990. He appeared before the High Court as panel advocate for various Departments of the State Government for five years i.e. from 1993 to 1998.

He also represented the Union of India as Standing Counsel from 1992 to 2001 before the High Court. He also represented the Indian Railways, Rajasthan State Pollution Control Board, Rajasthan Board of Muslim Wakfs, Jaipur Development Authority, Rajasthan Housing Board and Jaipur Municipal Corporation before the Rajasthan High Court.

He was appointed as Additional Advocate General for the State of Rajasthan on 7th January 1999 and worked as such till his elevation to the Bench. He was appointed as Judge of the Rajasthan High Court on 15th May 2006. He also worked as Acting Chief Justice of Rajasthan High Court twice; from 7th April 2019 to 4th May 2019 and from 23rd September 2019 to 5th October 2019. He was also the Executive Chairman of the Rajasthan State Legal Services Authority and the Administrative Judge of the Rajasthan High Court before elevation as the Chief Justice. He was the Chief Justice of the High Court of Meghalaya from 13th November 2019 to 26th April 2020. Justice Mohammad Rafiq was administered the oath of office of the Chief Justice of Orissa High Court on 27th April 2020, on being transferred from the Meghalaya High Court. He was administered the oath of office of the Chief Justice of the High Court of Madhya Pradesh on 3rd January 2021, on being transferred from the Orissa High Court.

The ceremony took place at the Darbar Hall of Raj Bhawan, where Chief Secretary Ram Subhag Singh conducted the proceedings of the oath ceremony and read out the notification issued by the Government of India, Ministry of Law and Justice regarding the transfer of Justice Mohammad Rafiq as Chief Justice of the HP High Court.

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